Home Insurance

It provides financial protection for your property if you suffer a loss due to fire, theft, vandalism, wind, hail or other covered events. Property insurance policies differ by which losses are covered, the coverages you choose, and what type of residence you own.

Two main reasons to purchase a property insurance coverage:   

1. 1. To protect your property and assets. The general purpose of home insurance is to provide coverage for the structure of your home, the personal assets, as well as protect you against liability claims.
   2. To meet your mortgage lender’s requirements. If you have a mortgage, your mortgage lender typically requires you to hold a home insurance policy.