ATV 2018-10-12T14:12:55+00:00

ATV Insurance

Most specialized vehicles are not covered under your standard auto or home insurance policies.

What is more, many national, state, or other public parks in Illinois require specialty vehicle riders to be properly insured.

Common Types of Coverage

Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies:

Liability Coverage protects you if you cause the damage to another person’s property or injure someone while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.

Comprehensive coverage pays for the damage resulting from incidents other than collision — like fire, theft, or vandalism.

Collision coverage pays for the damage to your vehicle in case of collision with another vehicle or other object.

Liability Coverage protects you if you cause the damage to another person’s property or injure someone while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.